> For the complete documentation index, see [llms.txt](https://docs.treem.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.treem.io/getting-started/security-and-compliance.md).

# Security & Compliance

#### 11.1 Data Protection & Privacy

**How Your Data is Protected:**

* **Encryption**: All data encrypted in transit (TLS 1.3) and at rest (AES-256)
* **Access Controls**: Role-based access control (RBAC) limits data access
* **Audit Logging**: All data access is logged and monitored
* **Regular Backups**: Daily encrypted backups with disaster recovery plan
* **GDPR Compliance**: Right to access, rectify, and delete personal data

**Personal Information Collected:**

* Identity information (name, date of birth)
* Contact information (email, phone)
* Financial information (income, assets, net worth)
* Investment history and preferences
* Government ID documents (for KYC)
* Wallet addresses

**How Your Information is Used:**

* Verify your identity (KYC/AML)
* Assess investment suitability
* Process transactions
* Send project updates and notifications
* Comply with regulatory requirements
* Improve platform services

**Your Privacy Rights:**

* Access your personal data
* Correct inaccurate data
* Request data deletion (subject to legal retention)
* Export your data
* Opt-out of marketing communications

#### 11.2 Access Controls & Permissions

**User Authentication:**

* Password requirements: 12+ characters, uppercase, lowercase, number, special character
* Multi-factor authentication (MFA) available
* Session timeout after 30 minutes of inactivity
* Failed login attempt lockout after 5 attempts

**Role-Based Access Control:**

| Data Type              | Platform Admin | Issuer Admin | Investor      |
| ---------------------- | -------------- | ------------ | ------------- |
| All organizations      | Full access    | Own org only | No access     |
| All projects           | Full access    | Own org only | Approved only |
| User PII               | Full access    | No access    | Own only      |
| Financial transactions | Full access    | Own org only | Own only      |
| Audit logs             | Full access    | No access    | No access     |
| KYC documents          | Full access    | No access    | Own only      |

#### 11.3 Audit Trails & Logging

**All actions are logged, including:**

* User authentication (login, logout, failed attempts)
* Role assignments and changes
* Project creation, submission, approval/rejection
* Organization changes and change requests
* Document uploads and downloads
* Investment transactions
* Data exports
* Admin actions

**Log Retention:**

* Security logs: 7 years
* Transaction logs: 10 years (regulatory requirement)
* Access logs: 3 years
* Session logs: 1 year

**Audit Log Access:**

* Platform admins: Full access to all logs
* Issuer admins: Access to own organization's logs
* Investors: Access to own activity logs
* Available via **Settings → Security → Activity Log**

#### 11.4 Regulatory Compliance

**Securities Regulations:**

* **Reg D (506b, 506c)**: Private placement exemptions
* **Reg A+**: Mini-IPO for up to $75M
* **Reg CF**: Crowdfunding exemption up to $5M
* All offerings comply with applicable securities laws

**KYC/AML Compliance:**

* Know Your Customer (KYC) verification required for all investors
* Anti-Money Laundering (AML) screening
* Politically Exposed Persons (PEP) checks
* Sanctions list screening (OFAC, EU, UN)
* Ongoing transaction monitoring

**Accredited Investor Verification:**

* Income verification ($200K+ individual, $300K+ joint)
* Net worth verification ($1M+ excluding primary residence)
* Professional certification (Series 7, 65, 82)
* Third-party verification services integrated

**Data Privacy Regulations:**

* **GDPR** (EU General Data Protection Regulation)
* **CCPA** (California Consumer Privacy Act)
* **PIPEDA** (Canadian privacy law)
* Data protection officer appointed
* Privacy by design principles

**Investor Suitability:**

* Risk tolerance assessment required
* Investment profile matching
* Suitability warnings for high-risk investments
* Accreditation requirements enforced

#### 11.5 Smart Contract Security

**Blockchain & Smart Contracts:**

* Smart contracts audited by third-party security firms
* Multi-signature wallets for issuer funds
* Time-locked token transfers
* Emergency pause functionality
* Transparent on-chain transactions

**Supported Blockchains:**

* Ethereum (ERC-20, ERC-1400 security tokens)
* Polygon (lower gas fees)
* Other EVM-compatible chains

**Token Standards:**

* ERC-1400: Security token standard with compliance features
* Transfer restrictions based on investor accreditation
* Automated compliance checks
* Dividend distribution automation

#### 11.6 Incident Response

**Security Incident Response Plan:**

1. **Detection**: Automated monitoring alerts on suspicious activity
2. **Assessment**: Security team evaluates severity and scope
3. **Containment**: Immediate action to prevent further damage
4. **Eradication**: Remove threat and vulnerabilities
5. **Recovery**: Restore normal operations
6. **Notification**: Inform affected users within 72 hours (if required)
7. **Post-Incident Review**: Document lessons learned and improve processes

**How to Report Security Issues:**

* Email: <security@treem.io>
* In-app: Settings → Security → Report Issue
* Bug bounty program for responsible disclosure

#### 11.7 Best Practices for Users

**For All Users:**

* ✅ Use strong, unique passwords
* ✅ Enable multi-factor authentication (MFA)
* ✅ Never share your login credentials
* ✅ Log out when using shared computers
* ✅ Keep your email account secure
* ✅ Beware of phishing emails
* ✅ Verify URLs before entering credentials
* ✅ Review your activity log regularly

**For Issuer Admins:**

* ✅ Limit team member access to necessary functions only
* ✅ Review and approve all project submissions carefully
* ✅ Keep organization information up to date
* ✅ Secure all uploaded documents
* ✅ Monitor investor activity for anomalies

**For Investors:**

* ✅ Use hardware wallets for large holdings
* ✅ Keep wallet recovery phrases offline and secure
* ✅ Verify token contract addresses before transactions
* ✅ Be cautious of too-good-to-be-true returns
* ✅ Review all legal documents before investing
* ✅ Never send funds to unverified addresses