# Investor Registration & Onboarding This onboarding section will guide you through the sign-up and sign-in processes for accessing your Treem Finance account. The steps are straightforward, and by the end, you'll be ready to start using the platform. ### 10.1 Creating an Investor Account **Step 1**: Visit the Treem platform at or follow the link provided and click the ‘**Sign Up**’ button to create a new account.

**Step 2**: Enter the required details in the ‘**Registration**’ Form.

Fields	Description
Fields	Description
First Name	Enter your legal given name as it appears in your photo ID document
Last Name	Provide your legal family name or surname as it appears in your photo ID document
Email Address	Enter a valid email address that will be used for communication, notifications, and Treem account verification
Phone Number	Input a contact number, including the country code if applicable, to receive updates or verification messages
Password	Create a strong and secure password for your account, adhering to any specified requirements (e.g., minimum length, use of special characters)
Re-type Password	Confirm your password by re-entering it to ensure accuracy and match with the original entry

Review and Tick the **Terms of Service** and **Privacy Policy** checkbox to confirm your agreement with the Treem.

**Step 3**: Click the ‘**Sign Up**’ button to proceed.

Your Treem Finance account has been successfully created. ## Sign In **Step 1**: Visit the Treem platform's login screen and enter your **Email Address** and **Password** in the appropriate fields.

**Step 2**: Click the ‘**Login**’ button to access the platform.

**Step 3**: After logging into the platform you will be redirected to Treem’s **dashboard** page.

#### 10.2 Investor Discovery Questionnaire After creating your account, you'll be prompted to complete the **Investor Discovery** process. This comprehensive questionnaire helps: * Assess your investment profile * Determine suitability for tokenized assets * Personalize project recommendations * Ensure regulatory compliance **The questionnaire consists of 9 steps:** **Step 1: Welcome & Introduction** * Overview of the discovery process * Explanation of why this information is needed * Estimated time to complete (15-20 minutes) * Option to save progress and return later **Step 2: Personal Profile** * **Full Name**: Legal name as it appears on government ID * **Date of Birth**: Must be 18+ to invest * **Marital Status**: Single, Married, Divorced, Widowed * **Number of Dependents**: Financial obligation consideration * **Employment Status**: * Employed full-time * Employed part-time * Self-employed * Retired * Unemployed * Student **Step 3: Financial Snapshot** * **Annual Income**: Gross annual income in USD * Less than $50,000 * $50,000 - $100,000 * $100,000 - $200,000 * $200,000 - $500,000 * $500,000+ * **Monthly Expenses**: Average monthly expenses * **Total Assets**: Sum of all assets (real estate, investments, cash, etc.) * **Total Liabilities**: Sum of all debts (mortgage, loans, credit cards, etc.) * **Net Worth**: Automatically calculated (Assets - Liabilities) **Step 4: Investment Experience** * **Years of Investment Experience**: * None (new investor) * 1-3 years * 3-5 years * 5-10 years * 10+ years * **Familiar Asset Classes**: Select all that apply * Stocks/Equities * Bonds/Fixed Income * Real Estate * Cryptocurrencies * Commodities * Private Equity * Venture Capital * **Past Investments**: Types of investments you've made * Public stocks * Real estate (direct ownership) * REITs * Crowdfunding * Angel investing * Cryptocurrencies * None yet **Step 5: Investment Objectives** * **Primary Investment Goal**: * Capital preservation * Income generation * Balanced growth * Aggressive growth * Speculation * **Target Investment Amount**: How much you plan to invest in tokenized assets * $5,000 - $25,000 * $25,000 - $100,000 * $100,000 - $500,000 * $500,000+ * **Target Timeframe**: By when do you plan to invest this amount? * Within 3 months * 3-6 months * 6-12 months * 12+ months **Step 6: Risk Tolerance Assessment** Interactive questionnaire with 5-7 scenario-based questions: **Example Questions:** 1. "If your investment declined 20% in value in the first year, you would:" * Sell immediately to prevent further losses * Sell some to reduce exposure * Hold and wait for recovery * Buy more at the lower price 2. "Which statement best describes your risk tolerance?" * I cannot accept any loss of principal * I can accept minimal losses for stable returns * I can accept moderate losses for better returns * I can accept significant losses for high growth potential **Risk Score Calculation:** * Based on your answers, a risk score is calculated (1-10) * Score determines suitable investment types * 1-3: Conservative (low-risk assets) * 4-6: Moderate (balanced risk/reward) * 7-10: Aggressive (high-risk, high-reward) **Step 7: Liquidity & Time Horizon** * **Preferred Liquidity**: * Highly liquid (can sell anytime) * Moderately liquid (can sell within weeks) * Low liquidity acceptable (locked for months) * Illiquid acceptable (locked for years) * **Investment Horizon**: How long can you keep funds invested? * Short-term (< 1 year) * Medium-term (1-3 years) * Long-term (3-5 years) * Very long-term (5+ years) * **Emergency Fund**: Do you have 3-6 months of expenses saved separately? * Yes, fully funded * Partially funded * No emergency fund **Step 8: Tax & Compliance** * **Tax Residency**: Country of tax residence * **Are you a U.S. Person?**: Yes/No (for FATCA compliance) * **Accredited Investor Status**: * Yes, I qualify as accredited * No, I do not qualify * Unsure (will verify later) **Accredited Investor Criteria (U.S.):** * Income: $200K+ individual or $300K+ joint for last 2 years * Net Worth: $1M+ excluding primary residence * Professional Certifications: Series 7, 65, or 82 licenses **Step 9: Summary & Confirmation** * Review all your answers * Edit any section if needed * Confirm information accuracy * Submit investor profile **After Submission:** * Profile is saved to your account * You receive a risk profile summary * Projects are recommended based on your profile * You can browse all projects but may see suitability warnings #### 10.3 Editing Your Investor Profile You can update your investor profile at any time: 1. Navigate to **Settings → Investor Profile** 2. Click **Edit Profile** 3. Update any section 4. Click **Save Changes** **When to Update:** * Significant change in financial situation * Change in investment objectives * Change in employment status * Annual review (recommended) #### 10.4 KYC (Know Your Customer) Requirements To invest in projects, you must complete KYC verification: **Required Documents:** * **Government-issued Photo ID**: * Passport, or * Driver's license, or * National ID card * **Proof of Address** (issued within last 3 months): * Utility bill * Bank statement * Tax document * Lease agreement **KYC Verification Process:** 1. Navigate to **Settings → Verification** 2. Click **Start KYC Verification** 3. Upload required documents 4. Submit for review 5. Wait for verification (typically 1-3 business days) 6. Receive approval or request for additional documentation **KYC Status Levels:** * **Unverified**: Cannot invest * **Pending**: Under review, cannot invest yet * **Verified**: Can invest up to certain limits * **Fully Verified**: Can invest without restrictions #### 10.5 Accredited Investor Verification Some projects are only available to accredited investors. To verify: **Option 1: Income Verification** * Upload last 2 years of tax returns * Provide W-2s or 1099s * Submit through secure portal **Option 2: Net Worth Verification** * Provide recent bank statements * Real estate appraisals * Investment account statements * Debt documentation * Third-party verification service **Option 3: Professional Certification** * Upload FINRA license (Series 7, 65, or 82) * Professional verification **Verification Timeline:** * Manual review: 3-5 business days * Third-party service: 1-2 business days #### 10.6 Linking Your Wallet To receive tokens, link a compatible cryptocurrency wallet: **Supported Wallets:** * MetaMask * WalletConnect * Coinbase Wallet * Ledger (hardware wallet) * Trust Wallet **How to Link:** 1. Navigate to **Settings → Wallets** 2. Click **Connect Wallet** 3. Choose your wallet provider 4. Approve connection in wallet app 5. Wallet address is saved to your profile **Security Best Practices:** * Use a hardware wallet for large investments * Never share your private keys * Keep backup of recovery phrase * Enable 2FA on wallet if available --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.treem.io/getting-started/investor-registration-and-onboarding.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.