Investor Portal

9.1 Investor Dashboard

The investor dashboard provides a comprehensive view of your investment activity:

Dashboard Widgets:

• Portfolio Summary: Total invested, current value, returns

• Active Investments: List of projects you've invested in

• Recommended Projects: Personalized project recommendations based on your investor profile

• Recent Activity: Transaction history and project updates

• Upcoming Distributions: Scheduled dividend/distribution payments

9.2 Browsing Projects

Accessing the Marketplace:

1. Navigate to Marketplace or Projects

2. View all approved (live) projects

Project Listing Features:

• Grid or List View: Toggle between visual grid and detailed list

• Search Bar: Search by project name, location, asset type

• Filters:

  • Asset class (Real Estate, Infrastructure, etc.)

  • Property type (Office, Retail, Residential, etc.)

  • Minimum investment range

  • Target IRR range

  • Location/jurisdiction

  • Investment term

• Sort Options:

  • Newest first

  • Ending soon

  • Highest IRR

  • Lowest minimum investment

  • Alphabetical

Project Preview Cards Show:

• Hero image

• Project name and location

• Target IRR and annual return

• Funding progress (% funded)

• Minimum investment

• Days remaining

• Quick stats (property type, investment term)

9.3 Viewing Project Details

Click on any project to view comprehensive details:

Overview Tab

• Full project description

• Location with map

• Key highlights (bullet points)

• Investment highlights

• Exit strategy

• Property/asset features

Financials Tab

• Purchase price

• Appraised value

• Expected exit value

• NOI (Net Operating Income)

• Cap rate

• Target IRR

• Target annual return

• Investment term

• Use of funds breakdown (visual chart)

• Projected yield breakdown

• Historical performance (if applicable)

Token Classes Tab

• Available token classes (e.g., Class A, Class B)

• Price per token

• Minimum and maximum investment

• Voting rights

• Transferability

• Lockup period

• Distribution frequency

• Projected yield

• Asset backing details

• Secondary markets (if available)

Documents Tab

• Offering Memorandum

• Subscription Agreement

• Financial Reports

• Property Appraisals

• Legal Opinions

• Other supporting documents

• Download or view in-browser

Gallery Tab

• High-resolution property images

• Virtual tour (if available)

• Floor plans

• Renderings

• Video walkthrough

Location Tab

• Interactive map

• Nearby amenities

• Neighborhood information

• Transportation access

9.4 Understanding Investment Metrics

Key Metrics Explained:

IRR (Internal Rate of Return):

• The annualized return rate considering all cash flows

• Higher IRR indicates better projected performance

• Industry standard: 8-15% for real estate

Cap Rate (Capitalization Rate):

• NOI divided by property value

• Indicates annual return based on income

• Higher cap rate = higher income relative to price

NOI (Net Operating Income):

• Annual rental income minus operating expenses

• Does NOT include debt service or capital expenses

• Key indicator of property profitability

Target Annual Return:

• Expected return per year

• May include income distributions + appreciation

• Check if this is gross or net return

Investment Term:

• How long your capital is committed

• Typical terms: 3-7 years for real estate

• Consider your liquidity needs

Lockup Period:

• Period when tokens cannot be transferred/sold

• Protects against early redemptions

• Typical: 6-24 months

9.5 Making Investment Commitments

Prerequisites Before Investing:

• ✅ Complete investor discovery process

• ✅ Have investor profile approved

• ✅ Pass accredited investor verification (if required)

• ✅ Complete KYC/AML verification

• ✅ Link a wallet address

Investment Process:

Step 1: Review Project Thoroughly

• Read offering memorandum

• Review all financial projections

• Understand risks

• Consult with financial advisor (recommended)

Step 2: Select Token Class

• Choose which token class to invest in

• Review terms specific to that class

Step 3: Specify Investment Amount

• Enter desired investment amount

• System validates against min/max limits

• Calculate number of tokens you'll receive

• Review fees and total cost

Step 4: Review Legal Documents

• Read subscription agreement

• Acknowledge risk disclosures

• Sign electronically

Step 5: Make Payment

• Choose payment method

• Transfer funds (bank wire, crypto, etc.)

• Wait for payment confirmation

Step 6: Receive Confirmation

• Investment recorded on blockchain

• Tokens allocated to your wallet

• Confirmation email sent

• Investment appears in portfolio

9.6 Managing Your Portfolio

Portfolio Dashboard Shows:

• All your active investments

• Total invested capital

• Current portfolio value

• Realized and unrealized returns

• Upcoming distribution schedule

• Historical transactions

Per-Investment Details:

• Project name and image

• Amount invested

• Tokens held

• Current value

• Total return (%)

• Distributions received

• Next distribution date

Portfolio Actions:

• View transaction history

• Download tax documents

• Track distributions

• Access project updates from issuers

• Transfer tokens (if allowed and lockup expired)

9.7 Receiving Distributions

Distribution Types:

• Income Distributions: Regular cash flow from asset operations (rent, tolls, etc.)

• Capital Distributions: Return of capital from asset sales or refinancing

• Liquidation Proceeds: Final distribution at project exit

Distribution Process:

1. Issuer declares distribution

2. You receive notification

3. Distribution is calculated based on your token holdings

4. Funds are transferred to your linked account

5. Transaction is recorded in your portfolio

Tax Reporting:

• Annual tax documents (1099, K-1, etc.)

• Distribution breakdown by type

• Downloadable from portfolio

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